The connective tissue for 360° Open Finance

Shaping the future of financial services

Shaping the future of financial services

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Comply.

Remove the barriers & efficiently comply with finance sector legislation in the Open Banking era.

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Connect.

Seamlessly connect to enriched user account data in an optimized, secure and flexible environment.

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Collaborate.

Rapidly collaborate with multiple Open Innovators to develop value added solutions & monetize APIs.

Compliance Made Easy

Supporting banks & financial institutions through their compliance journeys

The rapidly expanding digitization of the financial services sector inevitably coincided with a wave of new regulation. To navigate through this ever-changing environment, banks and financial institutions have to adapt. And comply. Remove the technical barriers with LUXHUB.

Discover our compliance solutions

Embracing the open

Taking financial services to the next level

The opening up of customer account data, and the ensuing digital transformation, presents the financial services sector with a wealth of new opportunities. In the initial stages of Open Banking, these revolve around account aggregation, digital payments, and data monitoring/analysis. Stay ahead of the competition.

Get connected

Introducing our ONE products: 360° Open Banking

Your Open Banking master key

Access account information via ONE integration. Aggregate enriched financial data. Usher in next generation payments.

DISCOVER ONE CONNECT

THE API ECONOMY

Collaboratively building the future of finance

The rapid emergence of Open Innovation imposes increased collaboration between traditional institutions, innovative tech companies, and data specialists. By working together, all actors can optimize the benefits passed on to the end users. Innovation imposes collaboration.

Enter the marketplace

Ready to get started?

Want to know more? Let’s discuss how we can help your reach your business goals. Send us your request and we’ll get back to you.

FAQs

PSD2 is the EU Directive 2015/2366 on payment services in the internal market, published in the Official Journal on 23 December 2015. Its objective is to open access to bank systems to TPP in order to further enhance consumer protection and convenience, to improve the security of payment services and to promote innovation and competition.

AIS: Account Information Services

AISP: Account Information Service Provider

ASPSP: Account Servicing Payment Service Provider providing and maintaining a payment account for a PSU

CBPII: Card-based Payment Instrument Issuer (formerly PIISP: Payment Instrument Issuer Service Provider)

NCA: National Competent Authority

PIS: Payment Initiation Services

PISP: Payment Initiation Service Provider

PSD2: Directive (EU) 2015/2366 on payment services in the internal market

PSP: Payment Service Provider

PSU: Payment Service User

RTS: Commission Delegated Regulation (EU) 2018/389 with regard to regulatory technical standards for strong customer authentication and common and secure open standards of communication

SCA: Strong Customer Authentication

TPP: Third-Party Provider, i.e. AISP, PISP and CBPII

We have a range of useful material in our Resource Hub.

You can also subscribe to our community to receive educational information on a broad range of topics (we won’t bombard you with sales emails)

You don’t need a contract to use the Developer Portal, nor to consume the PSD2 APIs. However, you do need to accept our Terms and Conditions during the registration process.