REGULATORY SOLUTIONS
Enhance your compliance strategy
In the ever-evolving regulatory landscape - for secure, competitive and even sovereignty purposes - financial institutions need to comply with a larhe number of regulations and directives.
LUXHUB, a recognized expert in compliance and payments trusted by nearly 100 clients, can help you strengthen and secure your operations.
PSD2 XS2A
The cornerstone of Open Banking
The Second Payment Services Directive (EU 2015/2366) entered into application in 2018 to make payment services more secure and competitive.
PSD2 XS2A is a complete and modular technical solution to support ASPSPs in their compliance with the RTS of PSD2. The solution ensures:
reduced implementation project duration and costs,
full and continuous compliance,
freed-up internal development resources to focus on value-added projects.
The solution is future-proof and anticipates the move to PSD3 (Third Payment Services Directive) and PSR (Payment Services Regulation).
CESOP
Tax reporting in the context of cross-border transactions
The CESOP Directive (EU 2020/284) was introduced to detect and reduce possible VAT fraud in the context of cross-border transactions.
With the CESOP solution, LUXHUB supports your team through the entire CESOP report lifecycle, from the first analysis to the generation and correction of reports.
In countries where it is possible, the solution also provides automated CESOP report filing and feedback files exchanges with the National Tax Administration.
Payee Verification Platform
Verification of Payee to reduce fraud and honest mistakes
The VoP obligation was first introduced in the Instant Payments Regulation (EU 2024/886). The obligation initially applied to Eurozone countries and will extended to other SEPA countries.
As an EPC VoP Scheme-compliant RVM (Routing and/or Verification Mechanism), LUXHUB provides two distinct yet complementary VoP services.
PSPs can leverage the Payee Verification Platform to:
expose and manage, in a secure and compliant manner, a real-time name and account details verification service,
leverage a single interface to access verification services made available by the payee's PSPs.
Fraud Intelligence Gateway
Secure connection to the FNC-RF and report fraud events in France
In France, the FNC-RF national file was introduced by Labaronne Law (2025-1058).
It entered into force on 7 May 2026, and PSPs can report and consult potential fraud events and act on them, accordingly.
LUXHUB's Fraud Intelligence Gateway includes:
functional and technical onboarding with the Banque de France,
business logic to refine and contextualize fraud data,
convenient interfaces to import and share relevant data.
CEDR
Enable the CSSF to retrieve IBAN accounts and safe-deposit box information
The Central Electronic Data Retrieval System (CEDR) was introduced in Luxembourg by the Law of 25 March 2020 and CSSF Circular 20/747.
The Luxembourg supervisory authority should be able to retrieve IBAN accounts and safe-deposit box information through a simple API call.
The LUXHUB CEDR reporting solution provides:
rapid and efficient onboarding,
regular operations to manage the daily operations between the financial institution and the supervisory authority,
a toolkit for file formatting, validation and file sending.
Ready to get started?
A 30-minute call with our experts. Let's discuss your regulatory compliance challenges and/or needs. We are excited to talk to you and present our solutions to your team.
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